Some people look at works of fine art and see the great skill of a talented artist. Some look upon them and see a whole world as though peering through a window. Others see a very wise financial investment. A painting can be viewed a million times but never in the same way twice. The beauty of Art is it is entirely interpretive – its financial value however is not. Here at Almagrove we house a specialist team of appraisers who provide the extensive knowledge and expertise to value your art accurately and efficiently.
With our impeccable appraising abilities – your fine art will be valued accurately with expert care thus enabling you to realise its full financial worth when borrowing against it.
At Almagrove we have almost three decades of experience working with our clienteles’ most prized possessions. We understand that a treasured asset such as a work of fine art must be stored and maintained to an exceptionally high standard – so when the time comes for it to be reunited with its owner – it will have remained in the same prime condition we received it in.
Looking to Borrow Against your Fine Art?
Borrowing against fine art is a fantastic way to release the equity of it without the woe of saying goodbye to your treasured art work indefinitely. Your credit rating is of no relevance so there’s no need for credit checks or endless stacks of paperwork. Our fees are completely transparent, and interest is only charged up until the date of your repayment with no late charges.
Our Application process
Our application process is fast and efficient. You’re welcome to speak directly to an advisor or fill in our quick online form with a description of the asset you wish to borrow against.
Next we’ll send you a quote of the amount that matches 100% of the assets value.
If you’re happy to proceed we would then take the item for valuation. We can collect fully insured on items up to £25,000. Your art will undergo careful examination from our experienced valuers to ensure an accurate appraisal that will provide you with the maximum level of credit for your item.
We will then confirm our quote or alter it if the item is damaged or not as described.
The final step would be the accepting of the offer followed by funds being sent straight into your account.
Borrowing against a valuable item such as fine art should always be done cautiously. It’s always preferential to find an accredited, long established pawn broker with a solid reputation for discretion. We are proud to say that Almagrove is certainly one of these establishments. Our impeccable service ensures confidence in your decision to entrust your assets with us.
Tel: 03303 639981
APR and Terms of Loan;
Our minimum rate of APR is 18.8% . Our maximum rate of APR is 61.5%. Representative APR: 40.15%
All loans are for a fixed term of 6 months. You can repay early at any time with no penalty fees.
Representative Example: Total credit: £5000. Loan term of 6 months. Annual Interest rate: 42% (fixed). Interest for 6 months: £1050. Amount repayable in one installment: £6050.00
Risk Warning: If the loan is not repaid, the assets may be sold. Your asset covers the whole debt and you will receive any surplus after sale if the loan is not repaid. You will not be liable in the case of any shortfall between the amount that you have borrowed and what the assets are sold for at disposal.