How It Works

It couldn’t be easier.

Fill in our short ‘Get a Quote’ form. Receive your quote. Let us inspect your item and make you an offer. Accept our offer and receive the loan.
There are no upfront additions to your loan. Almagrove does not add any set up fees and all postal packs and collections are covered by insurance of up to £25000 per pack.

Early Repayments – You may repay early at any time, in full or in part, without paying any additional charges. You only pay interest for the number of days that you have borrowed for.
Please Contact us with any further questions.

Loan Disclosure: APR and Terms

  • Our minimum rate of APR is 18.8% . Our maximum rate of APR is 118.6%. Representative APR: 68.75%
  • All loans are for a minimum of 1 month to a maximum of 6 months.
  • No minimum repayment periods. You can repay early at any time with no penalty fees.
  • Representative Example: Total credit: £5000. Loan term of 6 months. Annual Interest rate: 48% (fixed). Interest for 6 months: £1200. Amount repayable in one installment: £6200.00
  • Risk Warning: If the loan is not repaid, the assets may be sold. Your asset covers the whole debt and you will receive any surplus after sale if the loan is not repaid. You will not be liable in the case of any shortfall between the amount that you have borrowed and what the assets are sold for at disposal.

How It Works

There are 5 easy steps to get the Raising Funds on Your Personal Assets
01
Submit Request
Fill in our quick online form with a description of the asset you wish to borrow against.
02
Receive Quote
Next we’ll send you a quote based on the information provided. If you accept we move to step 3.
03
Inspection
We collect your item fully insured up to £25,000. Larger more valuable items are collected using specialist couriers.
04
Get Offer
We will then confirm our quote or alter it if the item is damaged or not as described.
05
Get Loan
The final step would be the accepting of the offer followed by funds being sent straight to your account.